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Illinois Personal Injury Defense Law: General
Personal Injury Defense Law: General
As the name implies, personal injuries are injuries
to individuals, in contrast to crimes, which are considered
wrongful acts against society. The government punishes
those who commit crimescriminalswith criminal penalties.
For personal injuries, the government does not punish
the wrongdoer but gives the victim the right to pursue
a private, civil lawsuit, called a tort action, against
the wrongdoer. Some wrongful acts are both crimes and
torts, and can subject the wrongdoer to both criminal
penalties imposed by the government and tort remedies
sought by the injured party. This chapter outlines
the general legal principles courts use to decide most
personal injury cases, and gives an overview of the
personal injuries that most often lead to lawsuits.
Personal Injury Law Generally
Most personal injury civil suits are based on the legal
premise that when someone does something that harms
another person physically, mentally, or financially,
the person who caused the loss should compensate the
person who suffers the harm for his or her loss. Whether
a personal injury suit succeeds depends upon the type
of action committed. Sometimes a defendant incurs liability
for personal injuries because he or she acted intentionally
to harm the plaintiff. A plaintiff alleging intentional
misconduct need not compare the defendant's actions
to those of a reasonable person, he or she need only
show that the defendant intended his or her actions.
In a civil lawsuit alleging intentional misconduct,
a plaintiff can recover punitive damages in addition
to awards for injuries, pain, and suffering. Punitive
damages, designed to punish people or organizations
for unlawful acts, are often very large sums of money.
Strict liability is another theory under which people
may incur liability for their actions. Defendants are
held strictly liable when their actions were so dangerous
that motive or carelessness do not even matter. A third
theory of liabilitynegligenceis the most common theory
of personal injury liability. Negligence is carelessness
or unreasonable behavior by someone with a duty to
behave carefully and reasonably. Proving that someone
was negligent hinges on the following question: Was
the party who allegedly caused the injury behaving
as carefully as a reasonable person would have behaved
under the same circumstances? If not, then that party
has committed negligence. For example, suppose a customer
falls and is hurt at a store because the store owner
did not repair a defective door. If a judge or jury
decides that a reasonable store owner would have repaired
the defective door, then the store owner will be found
liable for negligence.
The outcome of lawsuits alleging negligence can be difficult
to predict because determining how much care a reasonable
person would have exercised in the same situation is
difficult. The reasonable person standard is vague,
imprecise, and apt to be interpreted differently by
different people. Often, a practice that seemed reasonable
in the past may appear unreasonable with the benefit
of hindsight. Finding an attorney who has experience
with how juries typically interpret the reasonable
person standard in particular cases is, therefore,
one of the most important steps in successfully defending
a lawsuit alleging negligence.
Burden of Proof
The burden of proof in a personal injury case, as in
most civil law cases, is lower than the proof required
in criminal law cases. In a criminal case, the state
must prove a person's guilt beyond a reasonable doubt.
To win a personal injury lawsuit based on negligence,
the plaintiff must show that a majority of the evidence
shows that the injury was caused by the defendant's
negligence. The different burdens of proof mean that
a company might be acquitted of criminal charges stemming
from its actions and still be found liable in a civil
lawsuit stemming from the same actions.
Comparative Fault
Personal injury law attempts to compensate victims whose
injuries are caused by another person. If one person
clearly causes all of the other person's injury, blame
is easy to place. In many other cases, however, the
victim's actions help cause the injury or make it worse
than it would otherwise be. For instance, a negligent
driver might injure a pedestrian who is negligently
walking in the street, instead of on a sidewalk where
a reasonable pedestrian normally walks. In this case,
a judge or jury must calculate how much each party
is at fault. Each state has its own rules for calculating
damages that can be recovered when a victim is at least
partially to blame for his or her own injury.
Illinois has a comparative fault rule. Under the comparative
fault rule, the judge reduces the amount of any damage
award by the percent that the victim's own actions
contributed to his or her injuries. For example, if
a jury finds that a plaintiff suffered $100,000 in
damages, but was 30 percent at fault, the judge reduces
the damage award by 30 percent, to $70,000. However,
a plaintiff cannot be more than 50 percent at fault
under the law. If a victim is more than 50 percent
at fault, he or she collects nothing.
Vicarious Liability
There are several ways that a business can be held liable
for the actions of others. All are known as vicarious
liability. For example, a company can be held responsible
for damage caused by an employee if the company knows
that the employee is likely to injure someone but negligently
fails to exercise adequate control over the employee.
The owner of a vehicle can be held responsible for
an accident caused by another person if the owner of
the vehicle involved negligently entrusted the vehicle
to the driver. Generally, however, a business owner
is not responsible for acts committed by independent
contractors or others over whom the business has no
control.
The most common form of vicarious liability is known
by the Latin term respondeat superior. Under respondeat
superior, an employer is responsible for negligent
actions committed by employees within the scope of
their employment. Generally, if a pedestrian is struck
and injured by a person driving carelessly, the victim
has a claim against the driver. However, if the pedestrian
is hit by a person negligently driving a delivery van
for his or her employer, then respondeat superior allows
the pedestrian to bring claims against both the driver
and the employer. Respondeat superior allows a personal
injury plaintiff to recover more than he or she might
if only an employee were liable. Because employers
usually have more money (or better insurance), plaintiffs
often focus their recovery efforts on employers. Although
an employer may have a cause of action against the
employee who exposed the company to liability, employers
rarely pursue such actions.
Premises Liability
Premises liability is an area of tort law that governs
the duties owed by landowners to persons on their property.
Generally speaking, a landowner is liable for anyone
injured on the landowner's property and a jury can
award damages to the injured person. However, a landowner
may not be liable if he or she had no way of knowing
about a hazard that caused an accident. No one is responsible
if an accident was truly unavoidable, and a plaintiff
cannot recover from someone unless the plaintiff can
prove fault (strict liability is the only exception
to this principle). In general, a landowner is not
liable for injuries to a trespasser, although a landowner
must take reasonable care to protect persons who are
likely to approach a property for legitimate purposes,
such as letter carriers or delivery persons. Anyone,
even a trespasser, can sue a landowner if he or she
is injured by an unjustified hazard on the property,
such as a trap designed intentionally to injure people.
Although Illinois does not recognize the "attractive
nuisance" theory, a landowner might be liable
for injuries to children if he or she fails to take
preventative action to avoid injuries that would likely
occur to a reasonable child, and if the landowner knew
or could have known that the child would likely come
onto the property. For example, an apartment complex
that maintains a private outdoor swimming pool is obligated
to take measures designed to keep out trespassers,
such as erecting a fence or having a lifeguard present,
because the law assumes that the owner of a pool should
know that children will be attracted to a pool and
a reasonable child might swim without supervision.
If someone is injured on public land adjacent to a landlord's
property, the landlord generally is not legally liable
unless he or she did something to cause the injury,
such as hitting a passerby with the falling branches
of a tree being cut down on the landowner's property.
Business owners can always be sued if their own carelessness
or negligence causes others to be injured. Historically
this meant landowners were not liable for the actions
of third parties they did not control. However, today
business owners can sometimes be liable for injuries
caused by third parties committing crimes on their
property. An increasing number of crime victims are
winning lawsuits filed against business owners who
did not, in a jury's opinion, take appropriate measures
to ensure the safety of their customers. This type
of lawsuit extends the landowner's duty to foresee,
and take steps to prevent, possible illegal activity
on his or her property. An example of this type of
case is one in which a person who is attacked in a
parking lot sues the lot's owner for failing to provide
security measures that might have prevented the attack.
Whether a lawsuit based on premises liability will succeed
largely depends on a jury's opinion of whether a reasonable
business owner would have foreseen the probability
of the crime occurring. For example, if tenants of
an apartment building complain several times to their
landlord that their security system is not working,
and burglars later rob several apartments, the tenants
might have grounds for a successful lawsuit against
their landlord alleging negligence in failing to fix
the security system.
Wrongful Death
A wrongful death lawsuit is a type of personal injury
lawsuit filed by the surviving relatives of a person
killed by the wrongful act of another. Under Illinois
law, any dependent heirs such as sons or daughters
of a person killed by a defective product, for example,
may sue the manufacturer for the decedent's future
income that was lost when he or she died. Surviving
relatives may not sue a manufacturer to collect damages
for the pain and suffering of the decedent, but the
estate of the dead person can sue to collect money
needed to pay any bills for medical treatment received
by the person before he or she died. A person who files
a wrongful death lawsuit after the death of a spouse
can sue for damages to recover for loss of companionship,
affection, and sexual relations. Illinois recognizes
an action for wrongful death of a viable fetus, that
is, one that would be capable of surviving outside
the mother's womb.
Dram Shop Laws
Dram shop laws are laws that can make a business owner
liable for injuries caused by an intoxicated person
if the business is responsible for causing that person
to become intoxicated illegally. The Illinois Liquor
Control Act, known as the Dram Shop Act, gives any
person who is injured by an intoxicated person the
right to sue not only the intoxicated person, but also
the vendor or person who sold the intoxicant and the
owner of the premises, if it is in the business of
selling liquor for profit. The Dram Shop Act only allows
for recovery of actual loss, not for the loss of support.
Cases most commonly brought under the Act allege illegal
sale of alcohol to minors or sale of alcohol to persons
who were obviously intoxicated at the time of sale.
Defenses available under the Act include statute of
limitations (usually one year) and that the business
establishment reasonably and in good faith relied upon
proof of age offered by the person who subsequently
became intoxicated. The law states that the only proofs
of age sufficient for a business owner to rely upon
this defense are:
- Any identification issued by a federal, state or municipal
government
- A valid driver's license
- A registration certificate issued under the Federal
Selective Service Act
- An identification card issued to a member of the Armed
Forces
Businesses licensed to serve alcohol can limit their
exposure to liability under the Illinois Dram Shop
Act by implementing programs designed to train employees
when to refuse to serve alcohol and by preventing the
illegal sale of alcohol to minors by insisting on proof
of age.
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